11.4 Mariadb-backup fails on Windows with SSL certificate is self-signed error

On MariaDB 11.4.7 on Windows when I run run a full backup using mariadb-backup I am get the following error

mariadb-backup --backup --target-dir="C:\Users\Administrator\Desktop\test_db-master\bkup" --user=root

[00] 2025-06-26 21:42:51 Connecting to MariaDB server host: localhost, user: root, password: not set, port: 3306, socket: not set

[00] 2025-06-26 21:42:51 Failed to connect to MariaDB server: SSL connection error: SSL certificate is self-signed.

When I run the same command on a Rocky 9 linux server, it runs as expected with no SSL issue.
I know how to work around the issue by adding --ssl-verify-server-cert=FALSE or --skip-ssl-verify-server-cert to the command, but this feels like an unnecessary step since it is not needed on Linux.